Banking Courses After 12th | Admission 2025, Fee, Scope, Eligibility & Process

Banking Courses After 12th: Students can pursue various banking courses after passing 12th class at UG, Diploma and Certificate level. Popular banking courses after 12th are BA in Banking and Finance, BBA (HONS) in banking and finance, and a Diploma in banking and finance. The duration of the courses at UG, Diploma and Certificate level ranges from 6 months to 3 years.

The annual fees for banking programs offered at Indian universities generally range between ₹8,000 to ₹40,000. The exact fee varies across institutions and courses, so students should refer to the fee structure of the specific program.

Numerous banking specialized courses after 12th grade mainly focus on teaching banking history, handling the process of assets, accounting methods, loan and investment banking, and so much more. Some of the alluring courses in the banking field are BBA in Banking and Finance, BSc in Money, Banking and Finance, BBA in Financial Banking, BCom in Banking and Insurance, etc.

Banking Courses Admission Latest Updates

• SKU University: This institute starts the admission for the banking courses after 10+2 with the new session being 2025-26 such as B.Tech and Diploma. The eligibility criteria should be 50%  minimum marks in 12th grade. The total fees is INR 15,000/- to INR 20,000/-. The last date of application is 20 April* 2025. Apply now. 
• IMTS Institute: B.Com in banking courses offers by this Institute for after 12th students who are eligible for 45 % marks in class 12th  for session 2025-26 with the admission fee will be INR 8,000 – INR 40,000.  The last date of application is 25 April* 2025. Apply now. 
• Subharti University: Provide a unique course in the Banking sector by this university after the 12th pass students who are interested in banking fields in 2025-26. The tentative date of admission is 30 April* 2025. Source
• NIILM University: Banking Courses after the 12th pass are provided in this university in the academic session is 2025-26. The eligibility criteria is 12th pass students with 45% marks are required for this course. The last date of submit the form is 27 April 2025. Source

Banking Courses After 12th Highlights

Banking Courses After 12th

There are many courses available for students to apply for After 12th Banking Courses like Certificates and diplomas. On the other hand, degree courses are also available, such as Undergraduate (UG), Postgraduates (PG), and PhD levels.  For the preparation, you will need guidance through the entire process. Institute of Banking can be the right option for your banking career. They work to make the students successful in their careers.

The duration for the Undergraduate (UG) level programs is 3 Years, and for the Postgraduation (PG) level courses, the duration is about 2 Years. For the diploma, it is 1 Year and 6 Months for the certification level courses. Below, we are providing the list of the Banking courses after the 12th for students so that they can easily check out. 

List of Popular Banking Courses After 12th

some popular Banking courses are available after 12th . students can check the list of banking course after 12th.

• Eligibility: 10+2 
• Fee: ₹50k – ₹1.5 lakhs
• Jobs: Banking operations, Financial Research

• Eligibility: 10+2
• Fee: ₹1 – ₹3 lakhs 
• Jobs: Foreign exchange, trade finance 

• Eligibility: 10+2
• Fee: ₹1 – ₹2 lakhs
• Jobs: Retail banking, Credit analysis

• Eligibility: 10+2
• Fee: ₹1 – ₹1.5 lakhs 
• Jobs: Banking sales, Financial planning 

• Eligibility: 10+2
• Fee: ₹1.5 – ₹4 lakhs
• Jobs: Investment banking, Equity Research

• Eligibility: 10+2
• Fee: ₹50k – ₹2 lakhs
• Jobs: Branch banking, Credit management

• Eligibility: 10+2 
• Fee: ₹10-50k per year
• Jobs: Entry-level banking, sales

• Eligibility: Graduation
• Fee: ₹10-20k 
• Jobs: Niche roles in respective sectors

Benefits of Pursuing Banking Courses after the 12th:

• Prepares students for a career in diverse banking and financial services sectors like retail banking, investment banking, insurance, stock broking, etc.
• Develops key skills in account management, credit analysis, financial advisory, treasury operations, etc.
• Banking jobs generally offer a stable career and reasonable remuneration packages compared to other fields.
• Entry-level banking jobs after graduation or diploma programs have an average starting salary of ₹2.5 to ₹5 lakhs per annum

Why Banking Courses After 12th?

Banking Courses, which are referred to in an indirect manner, mean the understanding of the bank system, money management account, debit, learning cash credit is taught to the students. These courses teach students about banking procedures and equip them to conduct a variety of banking services. Account administration, business cash management, personal money management, financial management, and international banking are among the topics covered in banking programs.

What are the Skill Requirements for Banking Courses After the 12th?

Obviously, there are some requirements to do a banking course and these are almost similar in various institutes some minor changes may occur in some requirements. Students can check:

• For undergraduate baking courses, candidates must have completed 10+2 or equivalent qualifications.
• To become a successful banker, essential skills include technical proficiency to work with new technologies, analytical abilities, leadership qualities, determination, and effective communication.
• Staying updated with the commercial industry landscape, maintaining confidence, and exhibiting discipline are also crucial.

Banking Course Subjects after 12th 

Banking courses after 12th arts

After completing 12th with Arts Stream. You can pursue the Banking course to build strong career options. You can pursue Diploma and degree courses like B.Com, BBA. These courses help to learn about finance & Accounting. 

Banking Courses after 12th Commerce

The Students can pursue various banking courses after the 12th class, such as BBA Finance and Banking, B.com in banking, Bachelor of Business and Commerce, and many more. The duration will depend on the program to program. You’d better check out this article to get the correct information.

Banking is a prominent sector with booming job opportunities, if the student is good with financial skills then they should opt the banking courses to make their career in it, there are multiple courses available such as diploma in banking courses to master in banking courses students can easily opt from any of them according to their choice and preferences.

To be admitted to the course, the student needs to have completed class 10+2 from a recognized board.

Here is a list of some banking courses after 12th Commerce.

BBA in Finance and Banking:

• The 3-year duration of this program
• Some colleges offer integrated 5-year programs after 10th grade
• 10+2 or equivalent education with minimum marks varying by college
• Entrance exams like CUET/MET/SET for some colleges

Career Options

• Banking – Corporate loans, retail banking, wealth management
• Financial services – Equity research, portfolio management
• Corporate finance – Treasury, financial planning and analysis

Average Salary

• INR 3-6 lakhs per annum for entry-level banking and financial services roles
• Higher salaries in fields like investment banking and private equity

B.Com in Banking

• 3-year undergraduate program
• Eligibility: 10+2 with a minimum of 50% aggregate
• Focuses on banking operations, practices, laws
• Subjects: Accounting, Economics, Banking Theory, Statistics
• Career options: Bank PO, banking operations roles, account management
• Starting salary around 3-4 LPA

Bachelor of Business and Commerce

• 3-year program similar to general B.Com
• Wider coverage of business, accounts, and commerce domains
• Key subjects: Accounting, Business Statistics, Business Law, Marketing
• Prepares for general business roles
• Careers in accounting, business analysis, management, marketing
• Starting salary depends on specialization, generally 3-5 LPA

BA (Banking)

• Duration: 3 years
• Eligibility: 10+2 in any stream
• Approx Fee: ₹50,000 – ₹1.5 lakhs/year
• Jobs: Banking operations, Customer service roles

BBA in Banking & Finance

BBA in Banking and Financial Services program is specially designed to develop and support students as capable finance experts. This program provides students with a one-point approach to strategic business as it is the most preferred qualification.

• Duration: 3 years
• Eligibility: 10+2 with maths
• Approx Fee: ₹1 – ₹3 lakhs/year
• Jobs: Banking, Financial Services, Credit analysis

BBA in Banking

• Duration: 3 years
• Eligibility: 10+2 in any stream
• Approx Fee: ₹1 – ₹3 lakhs/year
• Jobs: Retail banking, Branch operations

BCom in Banking & Insurance

• Duration: 3 years
• Eligibility: 10+2 in commerce
• Approx Fee: ₹50,000 – ₹2 lakhs/year
• Jobs: Banking, Insurance sector

BSc in Banking and Finance

• Duration: 3 years
• Eligibility: 10+2 with maths
• Approx Fee: ₹1 – ₹2 lakhs/year
• Jobs: Financial research, Investment analytics

BCom (Hons) in Banking and Insurance

• Duration: 3 years
• Eligibility: 10+2 in commerce
• Approx Fee: ₹1 – ₹3 lakhs/year
• Jobs: Managerial banking, Insurance

BCom In Banking After 12th

BCom in Banking is a 3-year durational bachelor’s degree course that is designed to study the concepts of banking, finance, accounting, banking law, insurance law, etc.

• Eligibility: 10+2 in Commerce or Science from a recognized board of education.
• Percentage required: 50%
• Job Profiles: Accountant, Cashier, Manager, Brocker, etc.

Advanced Diploma in Banking, Finance and Insurance

This course is designed for students to develop their professional skills over one year. To progress in their professional careers, successful students will obtain practical skills. Any student who is seeking to expand their knowledge and develop their career will find this course of interest, regardless of their background or profession.

Banking Courses After 12th Science

It is a tradition that if a student wants to build his career in the banking sector then he should opt commerce stream at the 12th-class level. But it is not mandatory to be a Commerce student to be a banking sector employee. Nowadays Science stream students are also choosing banking courses after 12th. There are various courses in which science students can enroll themselves.

One who wants to be an employee in the banking sector should have to pass banking exams. There are several banking exams like IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B Officer, IBPS SO, and more. Science students can apply for these exams after fulfilling the eligibility requirements.

Eligibility Criteria for Banking Courses After 12th

To get admission in the Banking courses after the 12th, the applicant needs to check the eligibility conditions listed by the institute as mandatory for admission. Some of the important conditions are:

• The aspirant for admission should have passed the 12th class from a recognized institute or organization,
• There is no specified age criteria announced by the institute for selecting applicants therefore, aspirants of any age group can apply,
• Some institutes or organizations will conduct entrance exams for admission into the banking courses after 12th so applicants have to score higher in the respective exams.

Banking courses after 12th Commerce without Maths

Students who want to pursue a banking course after 12th commerce without Maths. There are many options available to pursue a banking course after 12th commerce without maths, like Bachelor of Commerce (B.Com), Bachelor of Business Administration (BBA), and specialized diplomas in banking and finance, and there are also certificate programs in banking and finance services. Other options like  Company Secretary (CS), Bachelor of Management Studies (BMS), and many more. 

Career in Banking courses after 12th

There is high competition in Banking Courses, but a banking job is considered to be more secure and most respected by the students. After completing the class, students can pursue a career in banking. Some popular courses are the Bachelor of Business Administration and, Bachelor of Arts in Banking and Finance. Commerce students are also applying for banking jobs. The students can apply for jobs in the private banking sector as well as the government sector.    

Banking Courses After 12th in India

In India, the banking sector is a popular sector increasing the educational demand for students’ betterment. Students for these banking courses in India, just need to have completion of the 10th and 12th classes and should have knowledge about accounting study.

During the initial learning and after the course completion, students can have a good educational base where basic to advanced learning is provided to the students. Once the course is completed, students can have good job profiles; the scope is wide in range for the students who want to make an effective career in the banking sector.

Banking Subjects After 12th

Finding the courses topics is quite a difficult task to the learners. we are trying to unlock the banking subjects at the 12th standard level is a very descriptive examination. 

• Banking Awareness
• Principles of Finance
• International Banking and Finance
• Direct and Indirect Taxes
• Commercial Bank Management
• Marketing of Financial Services
• Economics of Global Trade and Finance
• Financial Accounting
• Foreign Exchange
• Modern Banking Theories
• Financial Markets in India
• Banking Laws

Which course is best for banking?

There are many courses available in the banking sector from which you can choose and get certification and placement assistance. So here is the best banking course after graduation from Institute of Professional Banking, Postgraduate Certificate in Retail Banking (PGCRB).

FAQs of Banking Courses After 12th

Q: Can a science student do banking?

Ans: Banking courses are not prohibited to a diploma in banking they can take bank PO exam after B.Com. Institution have submitted short-term and banking course nowdays. Students from any stream pursue banking course after 12th or graduation.

Q: Is bank job permanent?

Ans: Yes, IBPS Clerk, PO, SO & IBPS RRB Clerk, Officer Scale 1, 2 & 3 are permanent jobs. These jobs are recruited by the Banking Personnel Selection Institute for public sector banks and regional rural banks.

Q: What is BBA in banking and finance?

Ans: BBA in Banking and Finance is a comprehensive 3-year degree program that is theoretical knowledge and practical training, covering core subjects such as Business Economics, Business Economics, Business Statistics, and Financial Accounting. etc

Q: Is international finance a good degree?

Ans: International finance plays a major role in supporting economic growth and development worldwide. Students need to understand it to work efficiently in this field, and that is what they get from these courses.

Q: What is BCom in banking and finance?

Ans: The course covers the concepts of banking, accounting, banking law, insurance law and insurance risk and insurance regulation. It is a cross-disciplinary program covering a wide range of subjects and areas of study.

Q: Which Bachelor’s degree is best for banking?

Ans: An undergraduate degree in finance, business, accounting or economics is highly valued for a career in banking, providing a strong foundation in financial principles and business practices.

Q: What is commercial bank management?

Ans: It is primarily concerned with the management of deposits, credit activities, investments, bank capital, bank liquidity and off-balance sheet activities.