Banking Courses After 12th | Admission, Fee, Scope, Eligibility & Process

Banking Courses After 12th: Students can pursue various banking courses after passing 12th class at UG, Diploma and Certificate level. Popular banking courses after 12th are BA in Banking and Finance, BBA (HONS) in banking and finance, Diploma in banking and finance, The duration of the courses at UG, Diploma and Certificate level ranges from 6 months to 3 years. The admission process for various Banking courses after 12th are open and the expected last date to apply for admission is 07 August 2024.

The admission procedure for banking courses at UGC-approved universities in India requires 10+2 completion from a recognized board with a minimum of 45% aggregate marks.

The annual fees for banking programs offered at Indian universities generally range between ₹8,000 to ₹40,000. The exact fee varies across institutions and courses, so students should refer to the fee structure of the specific program.

Numerous banking specialized courses after 12th grade mainly focus on teaching banking history, handling the process of assets, accounting methods, loan and investment banking, and so much more. Some of the alluring courses in the banking field are BBA in Banking and Finance, BSc in Money, Banking and Finance, BBA in Financial Banking, BCom in Banking and Insurance, etc.

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Banking Courses Admission Latest Updates

• SKU: Banking course after 12th includes: Diploma and B.Tech. Eligibility criteria: 12th qualification with 50% marks. Fee of courses: INR 15,000/- to INR 20,000/-. Last date to apply: 05th August 2024. 
• IMTS: B.Com in banking courses. Eligibility: 10+2 with at least 50% marks. Fee:INR 8,000 – INR 40,000. Last date to application submission. 07th of August 2024. https://imtsinstitute.com/ 

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Banking Courses After 12th Highlights

Course Name	Banking Courses
Duration	2-3 Years
Admission Process	Online
Eligibility	12th Pass with 45% marks
Offered By	IMTS Institute
Approved By	UGC / DEB
Fee Structure	INR 8,000 – INR 40,000
Type	Distance
Level	Bachelor Level

Note: Those who are looking for the best banking courses after 12th are in the right place. In the following section, we have mentioned everything regarding the banking courses after the 12th, such as Fees, Eligibility, Duration, Salary, career, and many more. Finally, we want to say that you read this article till the end so that you don’t miss out on anything important.

Banking Courses After 12th

• Duration: 3 years
• Eligibility: 10+2 
• Fee: ₹50k – ₹1.5 lakhs
• Jobs: Banking operations, Financial Research

• Duration: 3 years
• Eligibility: 10+2
• Fee: ₹1 – ₹3 lakhs 
• Jobs: Foreign exchange, trade finance 

• Duration: 3 years 
• Eligibility: 10+2
• Fee: ₹1 – ₹2 lakhs
• Jobs: Retail banking, Credit analysis

• Duration: 3 years
• Eligibility: 10+2
• Fee: ₹1 – ₹1.5 lakhs 
• Jobs: Banking sales, Financial planning 

• Duration: 3 years
• Eligibility: 10+2
• Fee: ₹1.5 – ₹4 lakhs
• Jobs: Investment banking, Equity Research

• Duration: 3 years
• Eligibility: 10+2
• Fee: ₹50k – ₹2 lakhs
• Jobs: Branch banking, Credit management

• Duration: 1-2 years 
• Eligibility: 10+2 
• Fee: ₹10-50k per year
• Jobs: Entry-level banking, sales

• Duration: 6 months – 1 year
• Eligibility: Graduation
• Fee: ₹10-20k 
• Jobs: Niche roles in respective sectors

Benefits of Pursuing Banking Courses after 12th:

• Prepares students for a career in diverse banking and financial services sectors like retail banking, investment banking, insurance, stock broking etc.
• Develops key skills in account management, credit analysis, financial advisory, treasury operations etc.
• Banking jobs generally offer a stable career and reasonable remuneration packages compared to other fields.
• Entry-level banking jobs after graduation or diploma programs have an average starting salary of ₹2.5 to ₹5 lakhs per annum

Why Banking Courses After 12th?

Banking Courses, in simple terms, are the study of the bank system in which management of accounts, debit, credit of cash learning is taught to the students. These courses teach students about banking procedures and equip them to conduct a variety of banking services. Account administration, business cash management, personal money management, financial management, and international banking are among the topics covered in banking programs. Banking programs have become the focus of a professional future in the finance industry due to the rise of automation. 

Banking studies are usually pursued by students in the area of commerce after intermediate. Technological advancements and tremendous expansion in the finance industry have dramatically changed the banking industry. Financial experts with expertise in a variety of fields are in high demand as new sectors emerge. Colleges around the globe now offer banking courses as a result.

What are the Skill Requirements for Banking Courses After 12th?

Obviously, there are some requirements to do a banking course and these are almost similar in various institutes some minor changes may occur in some requirements. Students can check:

• For undergraduate baking courses, candidates must have completed 10+2 or equivalent qualifications.
• To become a successful banker, essential skills include technical proficiency to work with new technologies, analytical abilities, leadership qualities, determination, and effective communication.
• Staying updated with the commercial industry landscape, maintaining confidence, and exhibiting discipline is also crucial.

Banking Courses After 12th

There are many courses available for students to apply for After 12TH Banking Courses like Certificates and diplomas. On the other hand, degree courses are also available, such as Undergraduate (UG), Postgraduates (PG), and PhD levels.  

The duration for the Undergraduate (UG) level programmes is 3 Years, and for the Postgraduation (PG) level courses, the duration is about 2 Years. For the diploma, it is 1 Year and 6 Months for the certification level courses. Below, we are providing the list of the Banking courses after 12th for students so that they can easily check out. 

Banking Course Name	Duration
B.Com in Banking and Finance	3 Years
BA in International Finance and Banking.	3 Years
Bachelor of Business in Banking	3 Years
BA in Banking and Finance	3 Years
BBA in Banking	3 Years
BA in International Finance and Banking	3 Years
BBA Hons in  Finance and Banking	3 Years
B.Com in Banking management	3 Years
Bachelor of Business in Banking and Finance	3 Years
Diploma in banking services	1 to 2 Years
Diploma in banking and insurance	1 to 2 Years
Diploma in banking laws	1 to 2 Years
Diploma in banking and finance	1 to 2 Years
Certificate in Banking and Sales management	6 Months
Certificate in general insurance	6 Months
Certificate in investment banking	6 Months

Banking Courses after 12th Commerce

The Students can pursue various banking courses after the 12th class, such as BBA Finance and Banking, B.com in banking, Bachelor of Business and Commerce, and many more. The duration will depend on the programme to programme. You’d better check out this article to get the correct information.

Banking is a prominent sector with booming job opportunities, if the student is good with financial skills then they should opt the banking courses to make their career in it, there are multiple courses available such as diploma in banking courses to master in banking courses students can easily opt from any of them according to their choice and preferences.

In order to take admitted to the course, the student needs to have completed class 10+2 from a recognized board. Here is a list of some banking courses after 12th Commerce.

BBA in Finance and Banking:

Duration

• Typically a 3-year program after 12th grade
• Some colleges offer integrated 5-year programs after 10th grade

Eligibility

• 10+2 or equivalent education with minimum marks varying by college
• Entrance exams like CUET/MET/SET for some colleges

Fees

• Government colleges – INR 5,000-30,000 per year
• Private colleges – INR 50,000-150,000 per year

Skills Developed

• Financial management, banking operations, investment analysis
• Accounting, economics, statistics, business laws
• Software skills like Excel, Bloomberg terminal

Career Options

• Banking – Corporate loans, retail banking, wealth management
• Financial services – Equity research, portfolio management
• Corporate finance – Treasury, financial planning and analysis

Average Salary

• INR 3-6 lakhs per annum for entry-level banking and financial services roles
• Higher salaries in fields like investment banking and private equity

B.Com in Banking

• 3-year undergraduate program
• Eligibility: 10+2 with a minimum of 50% aggregate
• Focuses on banking operations, practices, laws
• Subjects: Accounting, Economics, Banking Theory, Statistics
• Career options: Bank PO, banking operations roles, account management
• Starting salary around 3-4 LPA

Bachelor of Business and Commerce

• 3-year program similar to general B.Com
• Wider coverage of business, accounts, and commerce domains
• Key subjects: Accounting, Business Statistics, Business Law, Marketing
• Prepares for general business roles
• Careers in accounting, business analysis, management, marketing
• Starting salary depends on specialization, generally 3-5 LPA

BA (Banking)

• Duration: 3 years
• Eligibility: 10+2 in any stream
• Approx Fee: ₹50,000 – ₹1.5 lakhs/year
• Jobs: Banking operations, Customer service roles

BBA in Banking & Finance

• Duration: 3 years
• Eligibility: 10+2 with maths
• Approx Fee: ₹1 – ₹3 lakhs/year
• Jobs: Banking, Financial Services, Credit analysis

BBA in Banking

• Duration: 3 years
• Eligibility: 10+2 in any stream
• Approx Fee: ₹1 – ₹3 lakhs/year
• Jobs: Retail banking, Branch operations

BCom in Banking & Insurance

• Duration: 3 years
• Eligibility: 10+2 in commerce
• Approx Fee: ₹50,000 – ₹2 lakhs/year
• Jobs: Banking, Insurance sector

BSc in Banking and Finance

• Duration: 3 years
• Eligibility: 10+2 with maths
• Approx Fee: ₹1 – ₹2 lakhs/year
• Jobs: Financial research, Investment analytics

BCom (Hons) in Banking and Insurance

• Duration: 3 years
• Eligibility: 10+2 in commerce
• Approx Fee: ₹1 – ₹3 lakhs/year
• Jobs: Managerial banking, Insurance

BCom In Banking After 12th

BCom in Banking is a 3-year durational bachelor’s degree course that is designed to study the concepts of banking, finance, accounting, banking law, insurance law, etc.

• Eligibility: 10+2 in Commerce or Science from a recognized board of education.
• Percentage required: 50%
• Job Profiles: Accountant, Cashier, Manager, Brocker, etc.

Advanced Diploma in Banking, Finance and Insurance

This course is designed for students to develop their professional skills over the course of one year. In order to progress in their professional careers, successful students will obtain practical skills. Any student who is seeking to expand their knowledge and develop their career will find this course of interest, regardless of their background or profession.

There is a professional course called the Advanced Diploma in Banking, Finance and Insurance which is taught to students who wish to learn about finance and other matters related to insurance. 

Banking Courses After 12th Science

It is a tradition that if a student wants to build his career in the banking sector then he should opt commerce stream at the 12th-class level. But it is not mandatory to be a Commerce student to be a banking sector employee. Nowadays Science stream students are also choosing banking courses after 12th. There are various courses in which science students can enroll themselves.

One who wants to be an employee in the banking sector should have to pass banking exams. There are several banking exams like IBPS PO, IBPS Clerk, SBI PO, SBI Clerk, RBI Grade B Officer, IBPS SO and more. Science students can apply for these exams after fulfilling the eligibility requirements.

Eligibility Criteria for Banking Courses After 12th

To get admission in the Banking courses after 12th, the applicant needs to check the eligibility conditions listed by the institute as mandatory for admission. Some of the important conditions are:

• The aspirant for admission should have passed the 12th class from a recognized institute or organization,
• There is no specified age criteria announced by the institute for selecting applicants therefore aspirants of any age group can apply,
• Some institutes or organizations will conduct entrance exams for admission into the banking courses after 12th so applicants have to score higher in the respective exams.

Banking courses after 12th Commerce without Maths

Suppose students have completed their 12th commerce without mathematics and want to pursue banking courses for growth in their skills and knowledge and want to make their future goal in the Banking sector. In that case, there are still some banking courses that they will pursue and brighten their future. Some of them are:

• BBA in Banking and Finance
• B.Com in Banking and Insurance
• B.Com in Banking and Finance
• Diploma in Banking and Finance

Career in Banking courses after 12th

There is high competition in Banking Courses but a banking job is considered to be more secure and most respected by the students. Commerce students are preferable in applying for banking jobs although any student from any stream can apply for the banking sector jobs. The highest-paid jobs are available in this sector. 

The students can also apply for jobs in the private banking sector as well as the government sector as well, but in order to get into these jobs, they must appear for the examination and must score the minimum marks to be accepted into the positions. 

Banking Courses After 12th in India

In India, the banking sector is a popular sector increasing the educational demand for students’ betterment. Students for these banking courses in India, just need to have completion of the 10th and 12th classes and should have knowledge about accounting study.

During the initial learning and after the course completion, students can have a good educational base where basic to advanced learning is provided to the students. Once the course is completed, students can have good job profiles; the scope is wide in range for the students who want to make an effective career in the banking sector.

Banking Subjects After 12th

Finding the subjects for courses is not an easy task for students. To solve this problem, below we have provided a list of the banking subjects after 12th like Principles of Finance, International Banking and Finance, Direct and Indirect Taxes, Commercial Bank Management, Foreign exchange, banking laws, and many more.

• Banking Awareness
• Principles of Finance
• International Banking and Finance
• Direct and Indirect Taxes
• Commercial Bank Management
• Marketing of Financial Services
• Economics of Global Trade and Finance
• Financial Accounting
• Foreign Exchange
• Modern Banking Theories
• Financial Markets in India
• Banking Laws

List of Best Banking Courses after Bachleor’s

• M.Sc. in Banking
• M.Sc. in Banking and Risk
• MBA in Finance
• M.Sc. in Banking and Finance 
• MCom
• MBA in Banking and Finance
• M.Sc.in Business Finance and Banking
• M.Sc. in Finance Banking and Insurance
• M.Sc. in Financial Services in Banking

FAQs of Banking Courses After 12th

Q: Which course is best for banking?

Ans: There are various courses for Banking including BBA in Banking and Finance, B.Com in Banking and Insurance, Diploma in Banking and Finance, and Master of Banking and Finance Law, etc. Students can choose according to their interests.

Q: Can I join banking after 12th?

Ans: Yes, students can join the banking course after 12th. There are various UG courses in Banking after 12th that students can join.

Q What is the benefit of a banking course?

Ans: Your main advantage will be that you will be able to get a professional qualification from a reputable institution. Moreover, you get to trained with them, as well as begin a career that will enable you to become financially independent early.

Q What are the best Diploma courses available for students after 12th class in the banking field?

Ans: There are many diploma courses available for students after 12th grade, such as a Diploma in Banking and Insurance, a Diploma in Banking and Finance, and many more. The duration of these diploma courses varies from 6 Months to 2 Years. 

Q: Can I pursue a banking course after 12th without maths?

Ans: Yes, students can pursue banking courses without maths such as general management, Insurance, etc.

Q: How can I start a career in banking?

Ans: A person needs to have a graduation degree and get a specialized degree or diploma after that for professional-level training. A person can choose from any of these master’s or post-graduate diploma programs in banking and finance.